Four Online Shopping Tips For Safety
The National Retail Foundation reports due to the technological advances of today more and more people are using the internet to do their online shopping especially during the holiday season. When it comes to shopping in the digital marketplace all the necessary safety precautions must be followed to avoid the probable of a scam. Below are four safety tips to practice when shopping digitally.
Always shop from a computer that is fully secure, particularly those who do Canadian online shopping at a internet cafe this can be dangerous because these PCs often times are infected with spy-ware which steal all you information such as passwords and user names. It is always better to shop from a private computer that has a functional up-to-date anti-virus software, for additional protect you use a firewall to block unauthorized access to and from the computer.
If shopping for a new electronics device for example dell computers it is always best to with from a website that’s trusted and has positive reviews from customers, it’s always advisable to stick with merchants that have a good track record. It is equally important to also check the merchant’s shipping and return protocols prior to making that final purchase, don’t worry about missing discounts, just ensure that the fine prints and disclaimer are read properly.
Be sure to keep a printed copy for each confirmation email or receipt received. Secure all receipts in a single folder and store them in a safe location, never purchase from a unknown email address that’s advertising or recommending a product because these offers are nearly always a scam.
Many cyber criminals setup up attractive store fronts that shuts down days after the unsuspecting shopper completes a purchase order, if not familiar with a merchant it is best to conduct a quick search to check the integrity of that business.
Ripoff Report and the Better Business Bureau normally has a lot of information about consumer complaints from legitimate online companies For those who do Canada online shopping it is always best to shop from a credit card even if debit cards are accepted reason being federal law states that those who issue credit cards can make a customer liable for the first $50 on fraudulent charges and many issuers will even waive this amount.
Although debit card insurers adopt the same approach, your back account may get overdrawn while in the process of disputing any fraudulent charges especially when they aren’t detect immediately. Experts claim that credit cards present the least amount of hassle when disputing with any financial institution in the event any unauthorized charges that may show up on your monthly statement at a later date.
For maximum security and protection consider alternative methods of payment when buying online, there are many websites online that you can use to create a virtual account that you have use to conduct your digital transactions, some of which can be specified for a single transaction after which the account becomes unable hence securing the customers.