Krasnaya-Verevka

Get Online Shopping Deals

Of course you want online shopping deals, the only problem is you don’t know how to find them and you don’t know whats legit and what isn’t.

That’s okay because you aren’t the only one that gets confused. After all the internet is a very big place and it is a very easy place to get scammed if you don’t pay attention.

The last thing any of us want especially when it comes to our money is to get scammed out of it. We just want the bargains and savings that are available.

When it comes to online shopping deals it is usually some sort of coupon that we are talking about. It is usually a coupon that is in the form of a code that gets entered at the time of purchase to give us a percentage off of our purchase.

I have personally seen discounts from a few cents to a few hundred dollars and have heard of discounts up to a few thousand on some big ticket items. Could you imagine a couple thousand dollar savings on something like a boat or a car.

The trick is to join established sites that supply coupons to people looking for online shopping deals. When you use the coupons off these sites you can almost be sure the codes will always work. These sites have people working 24 hours a day to maintain and keep the codes current and working. Any codes that aren’t working are taken down almost immediately.

You can take your chances on the no bodies but then you take a great chance that you wont be happy with what you get. You see most people start out with good intentions but soon realize that running a site that offers coupons and codes do take a lot of time and commitment.

The other thing you need to really watch for are the people who try and sell you the codes. Please don’t ever buy coupons or codes because I guarantee they are the exact sane codes you will find on the up to date sites. The difference is lots of times the codes you pay money for will be expired and all the money back guarantees will not get your money back.

At the end of the day its all about everything you save by being an online shopper and what you are willing to do. Things have changed a lot over the years and now the world caters to the people looking for online shopping deals.…

Shopaholic – Valentine Shopping Is for Fun

Why do people shop for Valentines Day?

It is that time of year again. You know, when we need a Holiday to justify our reason to go out and shop. Valentines Day is just around the corner. It gives us a reason to be a shopaholic if only for one day. This is when we profess our love for the opposite sex, family members and our children. It is a nice time to buy sweets for our sweeties along with jewelry for some. We continue with the same shopping trends.

Valentines day allows us to relish in the warm fuzzes of love and friendship. We as a people, male and female, boys and girls can write poems, cute notes, play games and leave gifts as well as food or treats for each other and it does not matter what sex or age you are or age or sex of the one that you befriend or leave a gift or treat for. It is all seen as a nice jester.

As a matter of fact, if you are a kid in grade school and the school or teacher allows you to pass out valentines and you are the only kid that did NOT get any, you really feel bad. You think that nobody in your class likes you. This is a time in your little life when you want valentines from both sexes. From the boys that are your buds and who pick each other for teams and from the girls who think you are cute, have a crush or from both who just want to be your friend. It is a real esteem builder to get those little notes and candy hearts.

As adults sometimes just a card from someone will do it for you. This is the time of year when many couples become engaged. This is a good time to visit your favorite online shopping mall.

Jewelry stores are cleaning display cases and making sure that everything is sparkling for that retail buyer. Now is the time that men are thinking about and looking at moderate to expensive jewelry to give to their loved ones.

Married couples that are approaching their 10, 20, 25 or any milestone anniversary update their wedding rings around Valentines Day.

Valentines shopping is fun. You can buy small or large trinkets, write notes, send poems and give candy or treats to anyone, even your boss just because.

Take this time to cherish your loved ones and friends, because tomorrow is not promised to us. Do those niceties today so that you do not have regrets. Take the time to show and say I love you.

For some people who have good, decent items or jewelry pieces that have been passed down, it may be time to dust off some of that old jewelry you have stored away and wear it on your valentine date or dinner. Here are some cleaning tips from the Tip Junkie.

Costume jewelry needs regular cleaning to keep the good luster for longtime use. First choose a good jewelry cleaning solution. Avoid alcohols and acids like ammonia and vinegar. Read the label of the solution to make sure it can be used with the metal being cleaned.

Avoid using soap and water when cleaning costume jewelry. Soaps tend to leave a mark on the surfaces of metal or cause the stones to look dull. While vinegar is lethal to precious gemstones, Windex is also detrimental to delicate finishes of jewelry. Recommended cleaners you can use are chemical, toothpaste, natural, and cloth. Of these toothpaste has been famed to be the low-priced yet effective solution.

Use the solution to clean smudges from gemstones and class. Dab a small amount onto a cotton swab, and gently buff the dirty spot. Never soak jewelry in the solution, because moisture breaks down glue, welding and other adhesives bonding the jewelry together.

Use a baby toothbrush to gently brush off the costume jewelry to prevent scratching. You can also pick residue out of encrusted areas with a toothpick. Dry quickly to avoid rusting. Dab the jewelry with a towel or blow dry on a cool air setting.

To clean silver jewelry Rinse in warm water and pat dry. If silver is tarnished, use a silver-polishing cloth or a jar of silver-cleaning fluid, such as Goddard’s Silver Dip (available at drugstores). (Silver cleaner won’t harm gold and platinum, but it won’t clean them, either.) For jewelry with intricate designs, use a silver-cleaning paste, which can get into small crevices. (Don’t use toothpaste or other abrasive cleaners, which will scratch.) Wipe with a clean, soft cloth.

To clean gold jewelry simply soak for 15 minutes in a solution of two cups warm water and a few drops of a …

Saving When Buying Clothing

Clothing is among the basic needs of man. However, clothing has become more than just a need for protection from the elements. It has become a statement of self and personality, culture and style.

However, clothing trends change frequently. They change as frequently as the seasons do. If you’re going to keep up with every trend that comes along, you may end up spending more than you originally planned.

It doesn’t matter if you go with a lesser known brand or with a famous designer brand. Purchasing clothing, accessories and shoes can eat a lot of money in your budget if you do it constantly. You have to find a balance between your shopping frenzy and your budget. Otherwise, you go into the red.

Plan your wardrobe. Include your family’s wardrobe in the planning. Make sure that your clothes coordinate with each other. Don’t buy a top that won’t match with anything you already have. It will only mean the purchase of another pair of bottoms. Instead, learn to mix and match your clothes and accessorize so that they look different each time.

Take care of your clothes. With proper care, your clothes can last longer. Too frequent washing can cause clothes to fade more quickly and thus, look old faster.

Learn to sew. You don’t have to be able to sew like a dressmaker can. You do need to learn to sew back a button that’s been ripped off or a very slight tear. Patch holes with a fancy looking applique.

Dry your clothes on the line as much as possible. Dryers can put much greater wear and tear on your clothes. If you want your clothes to last longer, especially those that are stretchy, dry them on the line. You also use less energy this way. You save money on clothes and on your energy bill.

Check the outlet stores and malls. They carry branded items but sell them at fabulous discounts. You may find your favorite brands there and save a lot of money.

Buy clothes that you can use for various occasions. Don’t get stuck with clothes that you can only use once. That would be a waste of money. Why not borrow instead? Or rent? You should plan your wardrobe carefully so that the money you spend on clothes goes a little farther.

Buy during sales. End of season sales often offer shoppers a lot of items that are heavily discounted. Retailers want these off their shelves to make room for the new season that’s coming in. To move the old stock quickly, they will give the clothes at bargain basement prices usually.

Buy second hand. If you haven’t tried doing this before, you should now. You can get clothes that are still in very good condition at a fraction of the price. You can even find designer brands!

All in all, you can save a lot of money on clothes if you plan your wardrobe properly, shop carefully and learn to accessorize imaginatively.…

How to Get Your Company Website Ready for Christmas

This year it is expected that a record number of online purchases will be made. With the availability and convenience of the internet, it is not wonder that consumers prefer online shopping to physical store shopping. If you have your own website or online retail store, then you need to ensure it is ready for this hectic shopping and Christmas season. Some ways to get your site ready are:

Gift Finders – Ensure that your site is not only easy to navigate, but easy for your consumers to find their gifts. Have things categorized by gift type, price point, item type, most popular gifts, color, size and even gifts by age group or sex.

Gift Cards – Sometimes it can be difficult to shop for someone. Give your customers the option of purchasing a gift card for their recipients to shop at your store rather than purchasing there directly. Gift cards are very popular items so ensure that you have creative packaging such as small tin boxes, elegant gift wrapping and more.

Deals on Shipping – Offer up some shipping deals to your customers. Companies that provide shipping deals are more likely to get customers to buy than those that have standard shipping rates during holiday shopping seasons.

Gift Wrap – Holiday shopping can be a hectic time. By offering gift wrapping services either free of charge or even at a low rate, you can attract more customers that are looking to shop and get on the go again.

Holiday Pages – It is the holidays, so why not have a page or two dedicated to holiday deals or gift ideas? This will make shopping online easier for your customers and give out some gift ideas as well.

Gift Sets and Stocking Stuffers – Let’s face it, a gift set is the way to go. Offer up special packages with gift sets at a holiday rate as well as stocking stuffer gifts and ideas.…

Can Educational Toys For Babies Also Be a Baby Gift?

If we follow what most psychologists under the Freudian and Neo-Freudian school of thought, we could say that what a child becomes later on in his life is, somehow, related to how we was brought up. This bringing up usually refers to the early development years of a child.

Although most people are not aware of it, one of the ways by which you can develop a child’s mental abilities is with the use of toys. As early as a few weeks after birth, babies can already recognize shapes, colors and patterns. It is also during their first few months that babies are able to absorb as much information as possible. Needless to say, you should take advantage of these early years in order to shape your baby’s future.

Toys have been known to stimulate the following senses:

Sight – Aside from easily catching their attention, toys that are brightly colored or have contrasting colors allow a child to differentiate shades as well as get to know what the different colors are. This allows their sense of sight to become sharper and allows their visual intelligence to be enhanced.

A crib mobile is one good example of a simple yet educational baby toy especially if your baby is just a few weeks old and has not learned yet to crawl or sit up. Your baby is also sure to have loads of fun playing with mirrors. Make sure, however, that you keep an eye out for your baby as they could easily get hurt by shards of broken mirror. Stacking rings of different colors help improve not only your child’s sense of sight but also his or her hand-eye coordination.

Touch – When it comes to the sense of touch, babies will run their hands against anything within their reach. The different textures allow them their sense of touch to be heightened. Simple toys such as rubber balls and building blocks also help your bay learn about the different shapes.

Building blocks, specifically, can also help your child refine his or her motor skills. It is also known to improve a child’s planning and designing skills. If you are on a budget, a simple baby blanket that has fun designs in them should do the trick.

Hearing – A newborn baby’s hearing might not be that refined, they can still react to sounds. A number of studies have also proven that classical music help enhance a child’s intelligence level. Crib mobiles that produce melodies as well as a simple rattle can, not only help your baby distinguish between sounds, but can also help them develop their ability to relate cause and effect. Even a simple play hammer that produces a squeaking sound every time it hits something would also suffice.

Keep in mind that every baby will react differently to toys so make sure that you also consider what interests your baby the most before you go buying one. You would also need to consider the age-appropriateness of toys, i.e.; toys with small parts should not be given to babies as there is a great possibility of them choking on it.…

The Benefits of Shopping Online Are Many

Some people still refuse to shop online. Whether they are concerned about security or not being able to actually hold the product they are purchasing, they simply don’t understand the many benefits of shopping online.

Almost every major retailer has an online presence now. Some are simply informational, while most allow a person to purchase products and services from the comfort of their own home. Several businesses have closed their doors in favor of selling their products online.

A major advantage an online retailer has over a traditional “brick and mortar” company is its greatly reduced overhead cost. Online retailers only require one distribution center to serve all of their customers, which means they only have to pay rent and utilities for one building, and they only have to pay for one group of employees. Traditional businesses require numerous retail outlets and several warehouses to supply them, each of which has its own rent and utility bill each month, not to mention the massive force of people required to serve their customers.

Many retailers (including retail stores, restaurants, and many more) actually offer lower prices to their online patrons to encourage them to order online. This is because a computer is able to process hundreds (or thousands) of orders in rapid succession — far more than a human could hope to accomplish. What’s more, a computer doesn’t expect a paycheck, nor does it get stressed when phones are ringing off-the-hook. This saves the company money, and provides fast and reliable service to their customers.

Because of the amount of money a company is able to save by selling their products online, many online retailers have dramatically lower prices than their offline competition. There are even services that allow a person to see prices for a product from several different suppliers, eliminating the need to shop around for the best price.

One major concern among shoppers is identity theft, or the theft of their sensitive account information. What people fail to realize is that this is a concern at conventional retailers as well. With cell-phone phishing (people snapping a photo of your credit card) and dishonest cashiers, this can happen at your local grocery store far more easily than it can happen online.

Most reputable online retailers have worked hard to address these concerns by utilizing encryption. Encryption “scrambles” your information before sending it to its intended recipient (the retailer). This means that any would-be hacker is unable to decipher your personal information. You can tell if a website is using encryption as a padlock icon will show on your browser, and the site’s address will be preceded by “HTTPS:” instead of the usual “HTTP:”, which indicates a secured website.

With security and substantially lower prices, the benefits of shopping online can be amazing, saving you time while reducing what you must pay for products and services.…

Many businesses have risk that cannot be insured through commercial insurance. For example, fires and earthquakes can be covered through the traditional insurance markets, but product liability, legal fees and loss of key suppliers cannot. If you have a claim against your company in an area you do not have insurance, you may be forced to forfeit company assets or profits to satisfy the claimant and courts. To avoid this, many companies start their own captives, purchasing captive insurance services from their subsidiary.

Consider Your Business

Because of the capital investment required to start your own captive, many smaller businesses chose to pay higher premiums or remain uninsured in the past. However, even small and medium-sized businesses should reevaluate their risks to determine where they need additional coverage and if starting a captive or joining a group captive is a good option for them.

Keep the Profit

Commercial insurance requires companies to pay premiums, which eat into their profits. In addition, traditional insurance companies may charge you higher premiums to cover losses from the other businesses they insure.

Captives allow companies to pay premiums to a subsidiary, so the company keeps its profits. This capital is kept in the captive in case an emergency or incident happens that is not covered by your commercial policy. It may also cover deductibles from commercial policies.

Evaluate Your Insurance

Do you have risks that cannot be insured or would have high premiums in the commercial market, and are there any risks that you are either foregoing coverage for or that you are saving for in case you need to cover them later?

If your company has positive cash flow and earns a profit, you may consider starting a captive to keep it that way. You will experience lower expenses and higher asset accumulation while protecting your company against any risk that is uninsurable or difficult to insure.…

My Top 5 Hotels in Paris – For Fashionistas and the Budget Minded

So you are finally going to Paris. But where to stay? Picking the wrong Parisian hotel can put a wet rag on your entire experience. I feel terrible when I see tourists coming out of the local flea bag or even just an uninspired place that charges too much. So to give you hope, there are loads of hotels in Paris that will inspire you, comfort you and keep you coming back, without a gigantic price tag, here are just a few.

For the purse conscious

Hotel Manufacture is a hotel I stayed at not too long ago in the 13th arrondissement of Paris. The 13th lies just below the 5th and the Latin quarter. Here you are walking distance from La Butte aux Cailles neighborhood, which is terribly charming and choc full of fun places to wine and dine. In addition you are very close to Paris’ Chinatown, which is the ideal place to get a steamy bowl of Pho for a mere 5 euros. This is one of the Cheapest areas of town to eat a very satisfying meal. As for the hotel, it’s clean, the rooms are small but the breakfast is good and the lobby is quite charming. Alert: this is a steal for Paris with prices starting as low as 75 euros a night, just slightly more than you’d pay at a youth hostel!

Zen in Paris

For a calm, zen-like experience in Paris try the Hotel Gabriel, purported to be the first “detox” hotels in Paris. I think it’s a bit of a marketing ploy the whole detox thing as the “detox” elements that I saw consisted of healthy drinks and other snacks and a small Spa treatment room downstairs. Don’t kid yourself even if you stay here you’ll be gobbling up the pastries in Paris just like the rest of us. But I digress. The lobby and room d?�cor at the Gabriel is ?�ber-modern and trendy with loads of white fabrics, white lacquer and mood lighting. I really liked the little breakfast room/caf?� downstairs as well as the location, just a 5-10 minute walk from my favorite area of Paris, the Marais. Rates from 129 euros a night.

Shopping hub

If you are coming to Paris in July or January for the sales, or if you just like to shop till you drop, a lovely place to rest your weary feet would be the Hotel Banke in the 9th. Here you’ll be near the gorgeous Opera Garnier and around the corner from Printemps and Galeries Lafayette for department store deals. Of course the 9th has been heating up as of late, with a bevy of cool wine bars and gastro pubs. D?�cor at the Banke is decidedly hip, with a long gold sofa by Phillipe Starke spotted in the downstairs bar and the small art collection presented on each floor. I loved the rooms here, chic, stylish yet comfortable. Beginning at 135 euros a night.

Next to the Tuileries

The Hotel Lumen with rooms often as low as 160 euros/night is in the most central location you can find just steps away from the rue de Rivoli, the Louvre and the Tuileries gardens. The hotel gave me a chic Italian in Paris sensibility and has its own little caf?� with seating inside and out. This Paris hotel is perfect for fashionistas and in-the-know businessmen. Their staff is very professional, bending over backwards to make you happy.

Classic Chic

If you are more Hermes than Lacroix, head to the Hotel Keppler the 8th arrondissement. This stylish haven is tucked away on a quiet street yet is just minutes away from the Champs Elysees and the golden triangle and haute couture shopping on Avenue Montaigne. I personally found the black and white lobby exactly to my taste, the bar one that I’d like to spend a lot of time reading and sipping tea in and the rooms comfortable, elegant and stylish. Rooms here start at 200 euros a night.

Bon voyage!

Doni Belau is the owner and editor of the Girl’s Guide to Paris, a travel website and blog written by Parisian residents and insiders covering everything from fashion to culture to foodie faves in the city of light.

Note: Rates quoted are the best deals I could find, you’ll often pay more in high season.…

Keep Online Shopping Safe and Secure!

Buying goods and services online may have made your life a lot simpler, however what you have to also understand is that there are a number of things you have to understand when you do so. When you shop online, there are a number of security threats attached, and if you are not careful, you could end up losing some money and even be victim of identity theft. This is not just the case with online stores and brick and mortar stores could make you face the same threats. So be careful whether inside or outside learn how to keep the hackers and thieves who are after your money at a distance.

1. For beginners who are not familiar with the process of buying products online, or for those who are not completely bought in by the idea of buying a product without actually touching it, you should visit a regular store in your neighborhood, feel the product and then buy the product online. Once you know what it feels like, make sure you get the same products online and be sure to read their descriptions carefully before you go ahead and place the order. Make sure to take a print of the receipt that the online store provides.

2. Another very important step in shopping online is ensuring that the purchases you make are off a secure web address. It is simple to check whether the website is secure or not and by doing so you could avoid a lot of grief.

To check if the websites is using an encrypted software look out for the SSL ( Secure Socket layer) padlock symbol. You will find this symbol on the address bar or on the bottom right hand corner of the web page. Also make sure that the site address starts with ‘https’ and not just ‘http’. Make this a habit and you can be sure that you will not be cheated when you are shopping online.

3. Checking for contact details on the website, should be a practice as well because you want to make sure that you can trust the website you are using. Check if they have paper catalogues, by that you will be able to judge if they have been in the business for long. Check if they let you return items and also check if they have a regular brick and mortar store.

4. You could also shop online with the help of gift cards. This will help you cope with the fear of identity theft and other security issues.

5. Another way of ensuring that the website you are using can be trusted is to use Google or other search engines to look for reviews about the website. If you find any bad reviews or come across some comments by an unhappy customer, you know it is prudent not to shop on that particular website. Word of mouth is the best publicity, so if you have friends who are happy with where they are shopping online, you could use these websites to broaden your shopping horizon.

6. You could also choose to get your hands on a pre-paid Visa card for online shopping. Thousands of people use pre-paid visa cards and restaurants and at gas stations without a single worry, so you could simply load up your card to a certain amount to stay more secure every time you shop online.…

Trendy Canvas Tote Bags Every Woman Would Love To Have

Before women, especially the young professionals in the considered own a luxury bag as a necessary investment to keep up with other people in the city. Today, thanks to the arrival of the fashionable tote bags, women now can save her shoe budget and still look fabulous. The totes are the ideal “carry all” bag in this post-luxury recessionary era because these bags are certainly available.

Reusable tote bags are ubiquitous today because it can be used not only for shopping but you can utilize for many functions like holding books, make up kits, and grocery items. It is actually a multipurpose bag that is very useful for modern women today. Same for instance, women love carrying a fashionable shopping bag with her because of its modish design and function. Using this bag allows her to keep in it different stuffs that they need while they are on the go like cell phone and wallet. Usually totes have only few small inner sections which are very practical to use for any girl who owns the bag. In fact, the more partitions there is inside the bag the more complicated it is to store things. This bag is made with lengthy handles and straps, so it will be easier to hold the shopping bags on the shoulder.

The revival of the environmental movement, together with the popularity of graphic design and lowered screen-printing costs, has helped make totes become omnipresent. Now, fashionable shopping bags, also called ecological shopping bags are very customary because of the strong campaign on green environmentalism and its evident usefulness to any woman who owns it. Canvas tote bags allow any woman carry a lot of things inside it. Just imagine if there are no tote bags, it will be cumbersome for women to go shopping and buy all the stuffs they want to buy. Today, buying things or grocery became more convenient because of reusable bags which are big enough to hold or transport heavy shopping items. This is also a great money saver, because it is reusable you no longer need to keep on purchasing bags every time you go to shopping centers. So all you need to do now is always bring your reusable bags with you whenever you go to malls or grocery.

At this time, shopping bags are no longer the same old plain and dull shopping bags. Canvas tote bags now can be considered fashionable to wear and match with different outfits as they are created with different materials, styles and colors that appeals to shoppers.…